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Current Canadian Points Buying Rates

Transparent CAD rates for Aeroplan, Amex Membership Rewards, and Marriott Bonvoy points — updated regularly, paid via Interac e-Transfer within 48 hours of a confirmed transfer.

Last updated: April 7, 2026

Aeroplan

Air Canada

$0.01-0.015 CAD/point

100,000 points = $1,000 - $1,500

Minimum: 25,000 points

Best for Canadians cancelling a TD, CIBC, or Amex co-brand card, or sitting on unused Air Canada points.

Amex Membership Rewards

American Express

$0.011-0.0155 CAD/point

100,000 points = $1,100 - $1,550

Minimum: 25,000 points

Best per-point cash value. Ideal for Platinum, Gold, Cobalt, and Business cardholders.

Marriott Bonvoy

Marriott

$0.004-0.007 CAD/point

100,000 points = $400 - $700

Minimum: 25,000 points

Best for frequent-stay balances that will not be used before expiry.

How Rates Are Set

Our buying rates reflect the current cash-equivalent redemption value of each program, adjusted for the cost of moving points through our transfer network. Rates move over time — sometimes in your favour, sometimes not — but they're never hidden or negotiated after the fact. When you accept a quote, the rate is held for seven days so you have time to decide without chasing a moving target.

Market-linked

Rates follow real redemption demand, not a hidden markup.

Program-specific

Amex MR pays more per point than Marriott because each point is worth more when redeemed.

Locked at quote time

Once we send you a personalized quote, the rate is yours for seven days.

Published rate range

A general indication of what your points are worth today. Lets you plan.

Personalized quote

An exact, held price for your specific balance, program, and card type. Valid for 7 days. Free, no commitment.

Program details at a glance

Aeroplan

Aeroplan points transfer via Aeroplan Family Sharing — a free, Air Canada-sanctioned feature that usually completes instantly once linked. We provide step-by-step instructions and never ask for your Aeroplan password.

Amex Membership Rewards

Amex MR points are moved from your Canadian Amex account via a supported 1:1 transfer to a partner program. Works for Platinum, Gold, Cobalt, and Business cardholders. We walk you through the exact steps in your Amex dashboard — you always initiate the transfer yourself.

Marriott Bonvoy

Marriott Bonvoy points are moved directly via your Marriott account. Transfers are coordinated with our team before you click — so you know exactly when, how, and to which account. Marriott's own terms allow household transfers, and we help you confirm eligibility before any points move.

Why timing matters

Points programs change their rules regularly, and every change moves the cash-equivalent value of your balance. Rates you see today may not be the rates you see next quarter. If your balance is sitting unused, the safest option is to lock today's rate with a free quote — and decide within seven days whether to proceed.

Frequently asked questions

Next steps

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How the full process works

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About Mega Miles

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Aeroplan details

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Amex MR details

Amex MR details →

Marriott Bonvoy details

Marriott Bonvoy details →

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