Sell Your Aeroplan Points for Cash
Convert your Aeroplan points into Canadian dollars. Competitive rates, secure process, and payment within 24-48 hours.
Turn Points Into Cash NowCurrent Rates
- 50,000 points = $500 - $750
- 100,000 points = $1,000 - $1,500
- 200,000 points = $2,000 - $3,000
Exact rate depends on volume and current market conditions.
About Aeroplan Points
Aeroplan is Canada's largest airline loyalty program, with over 5 million members earning and redeeming points through Air Canada and partner airlines. Members earn Aeroplan points through flights, credit card spending, and everyday purchases at retail partners.
While Aeroplan points can be valuable for booking flights, especially premium cabin redemptions, many members find themselves with points they cannot or will not use. That's where selling your Aeroplan points becomes a practical solution.
Top 7 Reasons Canadians Sell Their Aeroplan Points
1. Cancelled or Downgraded Credit Card
When you cancel an Aeroplan-earning credit card like the TD Aeroplan Visa Infinite or CIBC Aeroplan Visa, you keep the points you've earned, but you stop accumulating new ones. If you're not flying regularly with Air Canada, those points may sit unused indefinitely. Selling converts them to cash before they lose value through program devaluations.
Real scenario: You downgraded from a premium card to avoid the $139 annual fee. You have 85,000 points earning nothing. Selling nets you $850-$1,275 CAD immediately.
2. Points Approaching Expiration
Aeroplan points expire after 18 months of account inactivity. If you haven't earned or redeemed points in over a year, they're at risk. While you can keep them active with small purchases, selling them before expiration guarantees you capture their full value.
Many Canadians discover they have expiring points only weeks before they vanish. We can process transactions quickly—often within 5 business days—making us a reliable option even with tight timelines.
3. Need Cash for Immediate Expenses
Life happens. Home repairs, medical expenses, tuition payments, or unexpected bills can create urgent cash needs. Your Aeroplan points represent liquid value—potentially thousands of dollars—that can be converted to cash within 24-48 hours of completing the transfer.
We've helped Canadians facing everything from emergency vet bills to last-minute tax payments. Points in your account don't pay bills, but cash does.
4. Health or Mobility Concerns
If health issues, age, or mobility challenges make air travel difficult or impossible, your Aeroplan points may never be used for their intended purpose. Rather than letting them depreciate or expire, selling converts them into funds you can use for healthcare, home care, or quality of life improvements.
This is especially common among seniors who accumulated points during working years but now prefer to stay close to home and medical support.
5. Better Uses for the Cash Value
Sometimes the guaranteed cash value today is worth more than speculative flight value tomorrow. If you're saving for a down payment, paying off high-interest debt, or investing, converting 200,000 Aeroplan points into $2,000-$3,000 CAD might be the smarter financial move than hoping for a good flight redemption.
Consider: That $2,500 in cash could eliminate a credit card balance charging 19.99% APR, saving you $500/year in interest.
6. Frustration with Award Availability
Award flight availability on Aeroplan can be extremely limited, especially for popular routes during peak travel times. If you've repeatedly searched for redemptions only to find blackout dates or excessive fuel surcharges, selling eliminates that frustration and gives you cash to book flights on your own terms.
Many customers tell us they'd rather have $1,200 cash to book a seat sale than 100,000 points they can't use when they actually want to travel.
7. Inherited Points or Divorce Settlements
After a family member passes away or during asset division in divorce, Aeroplan points may end up in accounts where they won't be used. While Aeroplan doesn't officially allow transferring points from deceased accounts, points accumulated in your own account from shared cards or family pooling can be sold to simplify estate settlement or separation agreements.
Converting points to cash makes asset division cleaner and more equitable than arguing over who gets to book the flights.
What Are Aeroplan Points Worth?
The value of Aeroplan points varies depending on how you use them:
| Use Case | Value per Point |
|---|---|
| Economy flight redemption | $0.012 - $0.015 |
| Business class redemption | $0.015 - $0.025+ |
| Selling to Mega Miles | $0.01 - $0.015 |
Selling makes sense when you prefer guaranteed cash today over potential flight value tomorrow.
How to Sell Your Aeroplan Points
Request Your Quote
Fill out our quote form with your Aeroplan point balance. We'll send you a personalized offer within 24 hours.
Accept Your Quote
Review your offer and reply to accept. We'll send you detailed transfer instructions.
Transfer Your Points
Log into your Aeroplan account and transfer points to our designated account using the Family Sharing feature.
Get Paid
Once we confirm receipt, you'll receive payment via Interac e-Transfer or cheque within 24-48 hours.
The entire process typically takes 3-5 business days from quote request to payment.
How to Transfer Aeroplan Points: Complete Guide
Aeroplan makes it easy to transfer points using their Family Sharing feature. Here's exactly what to do once you've accepted your quote:
Step-by-Step Transfer Process
- 1.Log into your Aeroplan account at aeroplan.com using your credentials.
- 2.Navigate to Family Sharing by clicking on your name in the top right, then selecting "Family Sharing" from the dropdown menu.
- 3.Add our account as a family member using the Aeroplan number we provide in your transfer instructions email. You can add up to 8 family members total.
- 4.Wait 24 hours for the family member addition to be processed and confirmed by Aeroplan's system.
- 5.Initiate the point transfer by going back to Family Sharing, selecting our account, and clicking "Share Points." Enter the exact number of points we've agreed to purchase.
- 6.Confirm the transfer. Aeroplan will ask you to review and confirm the transaction. Points are shared at no cost—Aeroplan doesn't charge fees for family transfers.
- 7.Notify us by replying to our email once the transfer is complete. We'll verify receipt within a few hours and process your payment.
Important Notes About Transfers
- • No fees: Aeroplan does not charge for family sharing transfers
- • Instant transfer: Once confirmed, points appear in the recipient account immediately
- • Annual limits: You can share up to 150,000 points per calendar year per family member
- • Minimum transfer: Aeroplan requires a minimum 1,000 point transfer (though we require 25,000 points for purchases)
- • Account security: Never share your Aeroplan password with anyone, including us. We only need your points transferred via the official Family Sharing feature.
Tax Implications of Selling Aeroplan Points in Canada
Disclaimer: We are not tax professionals or accountants. The information below is for general educational purposes only. Please consult with a qualified Canadian tax advisor (CPA) for advice specific to your situation.
The tax treatment of selling loyalty points in Canada is a grey area. The Canada Revenue Agency (CRA) hasn't issued definitive guidance specifically about selling Aeroplan points. However, based on existing tax principles and professional opinions, here's what you should know:
Possible Tax Treatments
1. Personal Use Property (Most Likely)
If you earned Aeroplan points through personal credit card spending or personal flights, they're likely considered personal use property. Under Canadian tax law, gains from disposing of personal use property under $1,000 are generally not taxable.
Practical impact: Most individual transactions under $1,000 would not be reportable. Larger sales may technically create a capital gain, but enforcement is rare for personal loyalty points.
2. Business Income (If Business-Earned)
If you earned Aeroplan points through business expenses claimed as deductions, the CRA might consider proceeds from selling those points as business income, which would be fully taxable.
Practical impact: If you run a business and earned points through deductible expenses, consult your accountant about whether to report the sale as income.
3. Windfall or Gift (Unlikely to Apply)
Some argue loyalty points are akin to gifts or windfalls, which aren't taxable in Canada. However, this interpretation is weak when you're actively selling points for cash.
What Most Customers Do
In practice, most individual Canadians selling personal Aeroplan points do not report the transaction on their tax returns, treating it as a disposition of personal use property below the de minimis threshold. The CRA has not actively pursued individuals for selling personally-earned loyalty points.
However, if you're selling large amounts (e.g., $10,000+ per year) or earned points through business activities, it's prudent to consult a tax professional.
Documentation to Keep
- Records showing how you earned the points (personal vs. business spending)
- Our payment confirmation emails
- Screenshots of your Aeroplan account before and after the transaction
- Any correspondence about the sale
Keeping good records protects you if the CRA ever asks questions, even if you don't report the transaction.
When You Should NOT Sell Your Aeroplan Points
We believe in honest advice. Selling isn't always the best option. Here are situations where you should consider keeping your points:
✈️ You Have Specific Travel Plans
If you're planning to fly Air Canada or partner airlines in the next 12 months, especially in business or first class, redeeming your points directly can yield 2-3¢ per point in value—double what you'd get by selling. Premium cabin redemptions almost always beat our cash rates.
💳 You're Still Earning Actively
If you have an Aeroplan credit card and regularly earn points, it often makes sense to accumulate toward a redemption goal rather than selling small amounts. Consider selling only when you've decided to stop earning or have excess points beyond your travel needs.
🎁 You Can Gift or Pool with Family
Aeroplan's Family Sharing feature lets you pool points with up to 8 family members at no cost. If someone in your family travels frequently, sharing your points with them might create more value than selling, especially if they can use them for premium redemptions.
📅 Points Won't Expire Soon
If your points are not close to expiring and you have no immediate need for cash, you might want to wait. Aeroplan occasionally offers transfer bonuses or redemption promotions that could increase your points' value. However, be aware that program devaluations (like the 2020 Aeroplan relaunch) can also decrease value.
💰 The Amount is Too Small
With a 25,000 point minimum ($250-$375 value), very small balances aren't eligible. If you have fewer points, consider earning just enough more to reach the minimum, or look into using them for merchandise or small flight redemptions through Aeroplan's own options.
Our Promise: We'll never pressure you to sell. If we think redeeming your points would serve you better, we'll tell you. Our reputation is built on honest advice and repeat customers, not one-time transactions.
Aeroplan Selling FAQs
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