Amex Points Value Calculator
See exactly what your American Express Membership Rewards points are worth in Canadian dollars. Includes annual fee recovery analysis and sell vs. transfer comparison.
How the Calculator Works
Current Market Rates
We use real 2025 market rates of $0.011-0.0155 CAD per point based on actual broker transactions in Canada.
Fee Recovery Math
See how much of your annual fee you can recover by selling points. Factors in travel credits for effective fee calculation.
MR Select Handling
Cobalt cards earn MR Select with limited transfer options. The calculator notes when Aeroplan conversion is needed.
2025 Amex MR Point Rates
| Point Balance | Rate Range | Cash Value |
|---|---|---|
| 25,000 - 100,000 | $0.011 - $0.013/pt | $275 - $1,300 |
| 100,000 - 500,000 | $0.013 - $0.015/pt | $1,300 - $7,500 |
| 500,000+ | $0.015 - $0.0155/pt | $7,500+ |
Rates are estimates based on market conditions. Actual quote may vary based on quantity and timing.
Why Sell Your Amex Points?
Guaranteed Cash Value
Unlike travel redemptions that fluctuate with dynamic pricing, cash is cash. Lock in value today.
Cancel Card Without Loss
Points expire when you cancel. Sell before closing your Platinum, Gold, or Cobalt and keep the value.
Recover Annual Fees
Turn accumulated points into cash that offsets premium card fees. Often covers multiple years.
No Travel Plans? No Problem
If you don't have specific trips planned, cash provides more flexibility than unused points.