How much are Amex Gold Rewards Card points worth when sold?

Amex Gold Membership Rewards points typically sell for $0.011 to $0.0155 CAD per point in 2025, the same as Platinum card points. This means 100,000 Gold points = approximately $1,100-$1,550 in cash. Larger balances often command rates toward the higher end.

Can I transfer Amex Gold points to Aeroplan?

Yes! Amex Gold earns regular Membership Rewards (not MR Select), which transfers to Aeroplan at a 1:1 ratio instantly. This is the most common way to sell Gold points—transfer to Aeroplan, then use Family Sharing to complete the sale.

Should I upgrade from Gold to Platinum or sell my points?

If you travel frequently (5+ trips/year) and value lounge access, the Platinum's $799 fee may be justified. If your travel has decreased or you prefer cash, selling your Gold points and staying put (or downgrading) makes more sense. Many cardholders sell accumulated points before any card change.

Is the Amex Gold $250 annual fee worth it?

The Gold offers $100 annual travel credit, 2x points on travel/gas, priority boarding on some airlines, and travel insurance. If you use the credit and value the benefits, the effective fee is $150. For moderate travelers who don't need Platinum perks, Gold provides solid value.

What happens to my Gold points if I downgrade to Cobalt?

If you downgrade from Gold to Cobalt, your existing Membership Rewards points convert to MR Select. You retain the balance, but MR Select has fewer transfer partners. Consider selling your MR points before downgrading if you want to preserve their flexibility as cash.

Can I sell Amex Gold points from a business card?

Yes! Business Gold Rewards Card points are the same Membership Rewards currency. The selling process is identical: transfer to an airline partner (typically Aeroplan), then complete the sale. Business card points may have different tax implications—consult an accountant for large sales.

How long does it take to sell Amex Gold points?

The entire process typically takes 1-3 days: 24 hours for a quote, instant transfer to Aeroplan, and 24 hours for payment after we confirm receipt. Most Gold point sales complete within 48 hours from first contact.

Home / Amex MR / Amex Gold Canada

Amex GoldUpdated January 2025

Sell Amex Gold Rewards Card Points for Cash

The Amex Gold sits in the middle of the premium card spectrum—more flexible than Cobalt, less expensive than Platinum. Learn when selling your Gold points makes sense, how to maximize the $100 travel credit, and current market rates for 2025.

Amex Gold Points at a Glance

Cash Rate

$0.011-0.0155

CAD per point

Annual Fee

$250

($150 effective with credit)

Travel Credit

$100

Annual, use it or lose it

The Amex Gold: Canada's Mid-Tier Premium Card

The American Express Gold Rewards Card occupies a unique position: it offers genuine premium benefits without the Platinum's $799 price tag. At $250/year ($150 effective after the travel credit), it appeals to moderate travelers who want flexibility without premium lounge access.

Most importantly for point sellers: Gold earns regular Membership Rewards—not the limited MR Select from Cobalt cards. This means full transfer partner access and the same cash value as Platinum card points.

Amex Gold Canada 2025 Benefits

Annual Travel Credit

Flights, hotels booked through Amex Travel

$100

Points on Travel & Gas

Including flights, hotels, car rentals, fuel

Points on All Other Purchases

Everything else

Priority Boarding

Select airlines

Included

Travel Insurance Suite

Trip cancellation, car rental, baggage

Included

Who's the Gold Card For?

Moderate travelers (3-6 trips/year) who don't need lounge access
Road warriors who earn 2x on gas and want travel insurance
Those who want full MR flexibility without Platinum's price
Business owners who want to separate travel rewards

Gold Card Crossroads: Upgrade, Downgrade, or Sell?

Many Gold cardholders reach a decision point: should you upgrade to Platinum for more perks, downgrade to Cobalt for better earning rates, or sell your points and simplify? Here's how to decide.

Option 1: Upgrade to Platinum ($799/year)

Consider upgrading if:

You fly 6+ times per year and value Centurion Lounge access
You can use $200 travel credit + $200 dining credit annually
Marriott Gold + Hilton Gold status has value for your hotel stays
You're comfortable with the $549 fee increase

Points strategy: Your Gold MR points carry over to Platinum. Upgrade first, continue earning, then sell when you're ready to exit the premium card space entirely.

Option 2: Downgrade to Cobalt ($155.88/year)

Consider downgrading if:

Your spending is concentrated in dining/groceries (5x on Cobalt)
You don't need the $100 travel credit or priority boarding
You want to save $94/year while staying in the Amex ecosystem
You're OK with MR Select's limited partners (Aeroplan still works)

Points strategy: Your regular MR points convert to MR Select when downgrading. Sell your MR points BEFORE downgrading to preserve their full flexibility and cash value.

Option 3: Sell Points & Cancel

Consider selling and cancelling if:

You're simplifying to a no-fee or cash back card
You need cash now rather than speculative travel value
Your travel frequency has dropped significantly
You have a large accumulated balance sitting idle

Points strategy: Use your $100 travel credit first, transfer MR to Aeroplan, sell for cash, then cancel. This maximizes total value extracted from the card.

How to Sell Amex Gold Points

Selling Gold Membership Rewards points follows the same process as any Amex MR sale. Since Gold earns regular MR (not Select), you have full flexibility.

Use Your $100 Travel Credit

If you haven't used it this year, book a small flight or hotel through Amex Travel. This credit is separate from points and expires when you cancel.

Get a Quote

Contact Mega Miles Broker with your MR point balance. We'll provide a cash offer within 24 hours based on current rates.

Transfer to Aeroplan

In your Amex account, transfer your MR points to the Aeroplan account we specify. Gold points transfer at 1:1 instantly.

Receive Cash

Once we confirm the points, payment arrives via Interac e-Transfer within 24 hours. Then decide whether to keep, downgrade, or cancel your Gold card.

What Are Your Gold Points Worth?

First-Year Bonus Seller

You signed up for the 40,000 point welcome bonus and earned 15,000 more from spending. Realized the card isn't for you.

55,000 points × $0.012 = $660 cash

You paid $250 fee - $100 credit = $150 effective. Net profit: $510 from first year.

Multi-Year Accumulator

You've held the Gold for 3 years, used the travel credits, and accumulated 120,000 points. Ready to simplify to cash back.

120,000 points × $0.013 = $1,560 cash

Convert years of earning into immediate liquidity for other financial goals.

Business Gold Liquidation

Your Business Gold has accumulated 300,000 MR points. Closing the business or need capital.

300,000 points × $0.014 = $4,200 cash

Business points can offset wind-down costs. Consult your accountant on tax treatment.

Ready to Sell Your Amex Gold Points?

Get a free, no-obligation quote within 24 hours. Canadian-owned, Interac e-Transfer payment, 10+ years experience helping Canadians convert Amex points to cash.

Amex Gold Points FAQ

Have more questions? Check our comprehensive FAQ page for answers about all loyalty programs.

Amex Gold Canada Selling FAQs

Related Resources

Sell Amex MR Points →Amex Platinum Guide →Amex Cobalt Guide →Sell Aeroplan Points →